3. Good credit
Auto insurance works by the logic that suggests that the one with established and stable credit records tends to have fewer or no accidents. The same has been trending among auto insurance companies and a great number of them take the same into consideration of credit scores as they calculate rates. When such is the case, it would be reasonable, rather smart to maintain a reasonable credit score, if not impeccable because it could help save on auto insurance payment. Put some effort and review a credit report, and you could find something online that could help do the same.